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In most cases, the answer is absolutely yes!

There are options we can explore through government schemes, or by using a guarantor

Pre-approval is a full application to a bank before finding a property. The bank will check your current situation to ensure you can borrow the needed amount. Obtaining pre-approval before making offers is advised. So, what are you waiting for – book a discovery call now.

Congratulations! That is incredibly exciting.

If you don’t have a broker, reach out ASAP – and we will guide you through the process.

For more information on what to expect, click the button below.

Lenders’ Mortgage Insurance (LMI) is a fee charged by the bank that can be added to your home loan. It is generally charged if there is a less than 20% deposit.

LMI can be waived for certain professions, under government schemes and when a family guarantor is used.

The interest rate on a variable loan will fluctuate over the life of the loan, which is closely linked to the RBA cash rate.

A fixed-rate product is a set interest rate over a period of time (1 to 5 years).

P&I is a principal and interest repayment, which pays down the home loan, whilst also paying the interest accrued.

IO is an interest-only repayment, which only pays the interest accrued and is generally used for investment and/or construction loans.