Educational Miniseries

Welcome back to That Backyard Property Podcast Miniseries! In this episode of That Backyard Property Pod, we delve into the crucial aspects of making an offer on a property via private treaty. Learn about setting your purchase price, determining the right deposit, understanding important clauses like finance, building, and pest, and navigating the settlement period. Whether you’re buying in Sydney, Melbourne, or Perth, these insights from an experienced broker will guide you through making a compelling offer. Don’t miss this essential advice for prospective property buyers!

Welcome back to That Backyard Property Podcast Miniseries! In this episode we take you through the eight critical steps of the home buying process, focusing on how to secure a home loan. From contacting a mortgage broker to getting your loan formally approved and finally receiving the keys to your new home, this comprehensive guide breaks down each stage in detail. Learn about the importance of providing proper documentation, understanding your borrowing capacity, evaluating potential lenders, and navigating through the formal approval and settlement processes.

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between principal and interest loans versus interest-only loans. We’ll explore why most homeowners opt for principal and interest loans to pay down their loans and achieve their goal of owning a property debt-free. Additionally, we’ll discuss why investors might prefer interest-only loans to maximize tax benefits and accelerate the repayment of their home loans.

Welcome back to That Backyard Property Podcast Miniseries! In this episode we delve into the differences between offset accounts and redraw. Both tools help reduce the interest you pay on your home loan, but they function differently. We explore the pros and cons of each, discuss how they impact your loan repayments, and which might be better suited for your financial goals.

Welcome back to That Backyard Property Podcast Miniseries! In this episode we dive into how you can leverage the equity in your current property to invest in more assets, be it another rental property, an upgrade to your home, or other investments. We break down the steps and numbers involved in calculating available equity, the importance of keeping properties separate when setting up loans, and the benefits of interest-only products.

Welcome back to That Backyard Property Podcast Miniseries! In this episode we’re simplifying the concept of debt recycling—a strategy that converts non-tax-deductible home loans into tax-deductible investment debt. Learn how you can reduce your home loan balance and invest efficiently using your existing funds. Remember, this is general advice from a lending perspective, so consult a tax professional for personalised counsel.

Welcome to a special miniseries of That Backyard Property Podcast! In this episode, dive into the realm of mortgage home loans with ideas on how parents or family can assist in buying a home. We explore four common methods: gifting, favourable purchase, co-purchasing, and acting as a guarantor.